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Oct. 7, 2026

The 3 Ds Every Business Owner Needs to Plan For Ft. Andrew Howrigan - Episode #223

The 3 Ds Every Business Owner Needs to Plan For Ft. Andrew Howrigan - Episode #223

In this episode, the guys sit down with financial consultant Andrew Howrigan for a conversation about what it really takes to build, protect, and grow wealth as a business owner. Andrew shares how growing up in his family’s maple syrup business shaped his relentless work ethic before diving into the financial lessons he now brings to entrepreneurs from properly structuring operating agreements and buy-sell arrangements to preparing for the unexpected with insurance, estate planning, and risk management. They also explore why so many business owners struggle with disconnected financial advisors, excessive cash sitting on the sidelines, and a lack of coordination between their personal and business finances. Andrew breaks down his philosophy of protection, savings, and growth, emphasizing the importance of proactive planning and maximizing protection while minimizing unnecessary costs.

[SPONSORS] - This show is sponsored by Take My Boat Test and WaveRez.

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Andrew Howrigan Profile Photo

Financial planner

Andrew Howrigan, often known as Drew, is a Financial Planner at Commonwealth Financial Group, attended the University of Vermont, and is a 4th generation Vermonter.

Drew’s passion for excellence and leadership began playing on football, hockey, and baseball teams from a young age. An insatiable work ethic was also developed as a strong core value growing up in a large dairy farming and maple sugaring family, with over 50 first cousins!

After attending the University of Vermont for Civil Engineering, Drew found that his passion was in working with people, and began working in Sales in the wireless industry, at Verizon. It was there that Drew found and developed communication and leadership skills to help build and train a team of over 40 people to be the most elite version of themselves, but it left him wanting to make more of an impact on others.

After a tragic life event in which a close family member became ill and passed away, Drew met with a financial planner for the first time and instantly became fascinated and interested in the financial services industry.

Years later, Drew has established himself working with a wide variety of clients, including healthcare, sales, laborers, and military members, helping them become more educated and efficient financially. Drew specializes in working with dynamic, high-performing professionals, entrepreneurs, and business owners all over the country. Having spent the past 8+ years in a professional environment while coming from a farmland background, gives Drew a unique ability to connect the d… Read More

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